Hopkins, a US merchant and financier, worked with an uncle as a wholesale grocer before going into business with his brothers in 1819. As he continued to prosper, his interests diversified into banking, insurance companies, steamship lines, and railroads. In his will, he set aside $7 million—the largest philanthropic bequest in US history at the time—for the founding of a free hospital and university in Baltimore, Maryland. His will also called for the establishment of what other institution? Discuss